I work up at 5:00 a.m. today. Quite early for me. This has happened quite a bit since I’ve left my job. Worry I suppose. Since I’m comfortable now with creating tables I decided to use the time to work on my spreadsheet again, refining it to include all my expenses and breaking it down into weeks rather than days.  Facing the Dragon In all my years on earth, I have never sat down and took a look at my monthly income and expenses. I was quite in shock once I learned what I have to make each week to sustain myself. It really has put things into perspective for me. I’m now motivated and focused how I’m going to use my time now. There really is no time to relax. I have … Read entire article »